Business funding solutions
Straightforward service that cuts to the chase
We lend to SMEs across the UK with a personal but straightforward service that cuts to the chase. We offer:
- Commercial unsecured loans
- Hire purchase agreements
We typically fund equipment purchases for small businesses via either lease or hire purchase agreements. And we can also support businesses by providing business loans.
We’re transparent about our commission rates and what we offer. We work on the basis that ‘we’re all in this together’ and if you don’t have your own loan book, we’ll look to refer you to our wholesale arm.
Unlike many of our competitors, we don’t chase sales targets or work within contrived parameters. So, when we agree to support and work with you, it’s because we want to continue working with you for the long-term. We build relationships that last.
We start as we mean to go on, with an open and detailed broker onboarding process. We make sure we know all we need to about you as a potential new partner and tell you everything you want to know about us. It’s a front-loaded approach that gives us everything we need to form the right partnerships.
A finance lease is a method of financing assets where they remain the property of the finance company (Lessor) that hires them and the customer (Lessee) pays for the hire of the asset(s).
Our commercial loan product can be used for any reasonable rationale except cash flow. The structure of the loan is very simple with the full amount being advanced and the fixed payments being taken in arrears
Our hire purchase agreement is a type of asset finance whereby the customer takes ownership of the asset via regular, fixed regular payments and a nominal ‘option to purchase’ fee at the end of the agreements.
Understanding our market
With secure collateral and secure financials, our broker division operates with due diligence on a foundation of in-depth knowledge and industry understanding. All with a generous dusting of intuition about the marketplace and where opportunities for your success lie.
We’re AIM and LSE-listed and we’re here to take businesses beyond the start-up phase with the practical support needed to flourish.
Business values that make a real difference
Our customers come first. We pride ourselves on being accessible. Driven by an understanding of our customer needs, we build long term relationships and deliver service.
We are committed to acting ethically and transparently in all areas of our business, ensuring any identified risks are reviewed and dealt with prudently and with integrity.
Our people are at the heart of everything we do. We treat one another with respect and dignity, taking ownership and fostering a productive environment where people can contribute, innovate and excel.
Shaping the future
We are always looking to improve the way we work, delivering value to our customers and being active participants in the community. We embrace change by using our drive, skills, resources and the best available technologies to deliver sustainable results.
How can we help you?
If you would like to know more about our funding solutions then please get in touch.