Direct

Direct

Finance solutions for
businesses and suppliers

Supporting the growth of UK businesses

Whether you need to invest in new equipment or raise working capital for your business, or you’re a supplier looking to increase sales by offering finance to your customers then you are talking to the right people.

SME finance

From leasing and asset finance to commercial loans, Conister provides funding solutions for all businesses.

We frequently finance traditional business assets such as technology, vehicles and machinery, but in truth, we can finance almost anything.

One of the biggest benefits to leasing and asset finance is the ability to fund an extensive list of equipment.

Supplier finance

In today’s uncertain economic climate preserving working capital is key, yet businesses still need to expand and regularly invest in new equipment.

Our supplier finance solutions will help your customers commit to your solutions quickly and on terms that best suit available budgets.

Whatever products and services you sell to your customers, our supplier finance solutions will help you to win more business

Our products

Finance lease

A finance lease is a method of financing assets where they remain the property of the finance company (Lessor) that hires them and the customer (Lessee) pays for the hire of the asset(s).

Commercial loans

Our commercial loan product can be used for any reasonable rationale except cash flow. The structure of the loan is very simple with the full amount being advanced and the fixed payments being taken in arrears

Hire purchase

Our hire purchase agreement is a type of asset finance whereby the customer takes ownership of the asset via regular, fixed regular payments and a nominal ‘option to purchase’ fee at the end of the agreements.

Key features of offering finance

Help boost sales by offering your customers a monthly payment option for your products and services. Asset finance is a popular method of financing business equipment.

  • Deal acceleration
    Your customer may be delaying purchases until their budget is available. A finance option means that your customer can have the equipment they need today for just one month’s payment.
  • Preserved margin
    Reduce the need for you to discount your invoice. The focus is diverted to the monthly payment and not the solution cost.
  • Improved cash flow
    We will pay your invoice in full once the equipment has been delivered/installed to your customer.
  • Upsell opportunities
    Offer the best solutions to your customers rather than what their cash reserves may dictate. The difference between the ‘best’ and ‘cheapest’ may only be a small increase in the monthly payment.
  • Future Business
    Ring fence your customers with a finance agreement. Future equipment purchases can be financed over a term to match their original agreement.

Understanding our market

We have a feel for what will work in the ever-changing market and make our funding decisions based on intuition and extensive knowledge.

A traditional business, in an age of fintech innovations, we’re backed by Conister Bank, which was established in 1935. And, between us, we have over 100 years of experience in financial services, lending to businesses locally, nationally and around the world.

Business values that make a real difference

Customer focus

Our customers come first. We pride ourselves on being accessible. Driven by an understanding of our customer needs, we build long term relationships and deliver service.

Integrity

We are committed to acting ethically and transparently in all areas of our business, ensuring any identified risks are reviewed and dealt with prudently and with integrity.

Working together

Our people are at the heart of everything we do. We treat one another with respect and dignity, taking ownership and fostering a productive environment where people can contribute, innovate and excel.

Shaping the future

We are always looking to improve the way we work, delivering value to our customers and being active participants in the community. We embrace change by using our drive, skills, resources and the best available technologies to deliver sustainable results.

How can we help you?

If you would like to know more about our funding solutions then please get in touch.